/* ============================================
   CRESTPOINT INSURANCE — consumer side
   Layered on theme.css (same tokens, same type).
   ============================================ */

/* ---------- shared bits ---------- */
.mono{font-family:var(--mono);font-size:.74rem;letter-spacing:.12em;text-transform:uppercase;color:var(--terra);font-weight:500}
.rule{height:1px;background:var(--line);border:0}
.c-btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;height:52px;padding:0 26px;border-radius:3px;font:600 1rem var(--font-body);border:1.5px solid transparent;cursor:pointer;transition:background .2s,border-color .2s,color .2s;white-space:nowrap}
.c-btn--p{background:var(--terra);color:#fff;border-color:var(--terra)}
.c-btn--p:hover{background:var(--terra-d);border-color:var(--terra-d)}
.c-btn--o{background:#fff;color:var(--ink);border-color:var(--line)}
.c-btn--o:hover{border-color:var(--ink)}
.c-btn--ink{background:var(--ink);color:#fff}
.c-btn--ink:hover{background:#22313E}
.c-btn--sm{height:42px;padding:0 16px;font-size:.92rem}
.c-btn[disabled]{opacity:.5;cursor:not-allowed}
.arrow{display:inline-block;transition:transform .2s}
a:hover .arrow,button:hover .arrow{transform:translateX(3px)}
.c-input,.c-select{width:100%;height:52px;border:1.5px solid var(--line);border-radius:3px;background:#fff;padding:0 16px;font:500 1rem var(--font-body);color:var(--ink);transition:border-color .2s}
.c-input:focus,.c-select:focus{outline:none;border-color:var(--ink)}
.c-input::placeholder{color:#9AA1A8}
.c-label{display:block;font-size:.85rem;font-weight:600;color:var(--ink);margin-bottom:8px}
:focus-visible{outline:2px solid var(--terra);outline-offset:2px}

/* ---------- home hero: the Goosehead-style triage ---------- */
.c-hero{padding:72px 0 88px;border-bottom:1px solid var(--line)}
.c-hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:72px;align-items:start}
.c-hero h1{font-size:clamp(2.7rem,5.6vw,4.9rem);font-weight:600;letter-spacing:-.03em;line-height:.98;margin:18px 0 26px}
.c-hero h1 em{font-style:normal;color:var(--terra)}
.c-hero-lead{font-size:1.2rem;max-width:44ch;color:var(--muted)}
.c-proof{display:flex;flex-wrap:wrap;gap:0;margin-top:40px;border-top:1px solid var(--line)}
.c-proof div{padding:18px 28px 0 0;margin-right:28px;border-right:1px solid var(--line)}
.c-proof div:last-child{border-right:0}
.c-proof b{display:block;font:600 1.7rem var(--display);color:var(--ink);letter-spacing:-.02em}
.c-proof span{font-size:.85rem;color:var(--muted)}

.doors{background:#fff;border:1px solid var(--line);box-shadow:var(--sh)}
.door{display:block;padding:24px 28px;border-top:1px solid var(--line);position:relative}
.door:first-child{border-top:0}
.door-k{font-family:var(--mono);font-size:.7rem;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}
.door-t{display:flex;justify-content:space-between;align-items:center;font:600 1.25rem var(--display);color:var(--ink);margin-top:4px;letter-spacing:-.01em}
a.door:hover{background:var(--bg)}
a.door:hover .door-t{color:var(--terra)}
.door--main{padding:30px 28px 28px;background:#fff}
.door--main .door-t{font-size:1.6rem}
.seg{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin:20px 0 12px}
.seg button{height:48px;border:1.5px solid var(--line);background:#fff;border-radius:3px;font:500 .95rem var(--font-body);color:var(--ink);cursor:pointer;text-align:left;padding:0 14px;transition:all .15s}
.seg button:hover{border-color:var(--ink)}
.seg button[aria-pressed="true"]{border-color:var(--ink);background:var(--ink);color:#fff}
.zipline{display:grid;grid-template-columns:1fr auto;gap:8px}
.door-err{color:var(--terra-d);font-size:.85rem;margin:8px 0 0;min-height:1em}

/* ---------- coverage rows ---------- */
.c-sec{padding:96px 0}
.c-sec--alt{background:var(--bg2)}
.c-head{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:end;margin-bottom:56px}
.c-head h2{font-size:clamp(2rem,4vw,3.2rem);font-weight:600;letter-spacing:-.025em;margin-top:14px}
.c-head p{font-size:1.1rem;margin:0;max-width:46ch}
.cov{border-top:1.5px solid var(--ink)}
.cov-row{display:grid;grid-template-columns:90px 1.1fr 1.4fr 200px;gap:32px;padding:34px 0;border-bottom:1px solid var(--line);align-items:start;scroll-margin-top:120px}
.cov-n{font:500 .9rem var(--mono);color:var(--muted);padding-top:6px}
.cov-row h3{font-size:1.65rem;font-weight:600;letter-spacing:-.02em}
.cov-row h3 small{display:block;font:500 .9rem var(--font-body);color:var(--muted);letter-spacing:0;margin-top:8px}
.cov-row p{margin:0}
.cov-row ul{list-style:none;margin-top:14px;display:flex;flex-wrap:wrap;gap:6px}
.cov-row li{font-size:.8rem;border:1px solid var(--line);padding:4px 10px;border-radius:2px;color:var(--gray-700);background:#fff}
.cov-go{justify-self:end;font-weight:600;color:var(--terra);padding-top:6px}
.cov-row:hover .cov-n{color:var(--terra)}

/* ---------- self-employed split ---------- */
.se{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}
.se h2{font-size:clamp(2rem,3.8vw,3rem);font-weight:600;letter-spacing:-.025em;margin:14px 0 20px}
.se-list{background:var(--ink);color:#fff;padding:44px;display:grid;grid-template-columns:1fr 1fr;gap:0}
.se-list div{padding:18px 0;border-top:1px solid rgba(255,255,255,.14)}
.se-list div:nth-child(odd){padding-right:20px}
.se-list b{display:block;font:600 1.05rem var(--display)}
.se-list span{font-size:.86rem;color:rgba(228,232,236,.7)}

/* ---------- steps ---------- */
.steps3{display:grid;grid-template-columns:repeat(3,1fr);border-top:1.5px solid var(--ink)}
.step3{padding:32px 32px 8px 0;margin-right:32px;position:relative}
.step3 + .step3{padding-left:32px;border-left:1px solid var(--line);margin-right:0}
.step3 .mono{color:var(--muted)}
.step3 h3{font-size:1.4rem;font-weight:600;margin:14px 0 10px;letter-spacing:-.015em}
.step3 p{margin:0}

/* ---------- agent cards (home strip, directory, profile "more agents") ---------- */
.a-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.a-card{background:#fff;border:1px solid var(--line);display:flex;flex-direction:column;transition:border-color .2s,transform .2s}
.a-card:hover{border-color:var(--ink);transform:translateY(-2px)}
.a-card-top{display:flex;gap:16px;padding:22px 22px 18px;align-items:center}
.a-ph{width:72px;height:72px;flex-shrink:0;object-fit:cover;display:flex;align-items:center;justify-content:center;font:600 1.35rem var(--display);border-radius:2px}
.a-name{font:600 1.18rem var(--display);color:var(--ink);letter-spacing:-.01em;line-height:1.2}
.a-role{font-size:.86rem;color:var(--gray-700);margin:3px 0 0}
.a-loc{font-size:.82rem;color:var(--muted);margin:2px 0 0}
.a-tags{display:flex;flex-wrap:wrap;gap:6px;padding:0 22px}
.a-tag{font-size:.76rem;border:1px solid var(--line);padding:3px 9px;border-radius:2px;color:var(--gray-700)}
.a-meta{font-size:.82rem;color:var(--muted);padding:12px 22px 18px;margin:0;flex-grow:1}
.a-foot{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid var(--line)}
.a-foot a{padding:14px;text-align:center;font-weight:600;font-size:.9rem;color:var(--ink)}
.a-foot a + a{border-left:1px solid var(--line)}
.a-foot a.q{color:var(--terra)}
.a-foot a:hover{background:var(--bg)}
.t0{background:rgba(194,80,42,.13);color:var(--terra)}
.t1{background:rgba(47,93,80,.14);color:var(--sage)}
.t2{background:rgba(233,180,143,.38);color:#93582a}
.t3{background:rgba(20,32,43,.08);color:var(--ink)}
.strip-tools{display:flex;gap:8px;align-items:center}
.strip-tools .c-input{width:180px;height:44px}

/* ---------- FAQ ---------- */
.c-faq{max-width:860px}
.c-faq details{border-bottom:1px solid var(--line)}
.c-faq summary{list-style:none;cursor:pointer;padding:24px 0;font:600 1.2rem var(--display);display:flex;justify-content:space-between;gap:20px;color:var(--ink)}
.c-faq summary::-webkit-details-marker{display:none}
.c-faq summary::after{content:"+";font:400 1.6rem var(--font-body);line-height:1;color:var(--terra)}
.c-faq details[open] summary::after{content:"−"}
.c-faq details p{padding:0 0 24px;max-width:70ch}

/* ---------- agent recruitment band ---------- */
.band{background:var(--ink);color:#fff;padding:72px 0}
.band-in{display:grid;grid-template-columns:1.3fr 1fr;gap:60px;align-items:center}
.band h2{color:#fff;font-size:clamp(1.9rem,3.4vw,2.7rem);font-weight:600;letter-spacing:-.02em;margin-top:12px}
.band p{color:rgba(228,232,236,.75);margin:0 0 22px}
.band .c-btn--o{background:transparent;color:#fff;border-color:rgba(255,255,255,.35)}
.band .c-btn--o:hover{border-color:#fff}

/* ---------- footer ---------- */
.c-foot{background:#0E1720;color:rgba(228,232,236,.7);padding:72px 0 40px;font-size:.92rem}
.c-foot-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:40px;padding-bottom:48px;border-bottom:1px solid rgba(255,255,255,.1)}
.c-foot .nav-logo{color:#fff}
.c-foot h4{font:500 .72rem var(--mono);letter-spacing:.14em;text-transform:uppercase;color:rgba(228,232,236,.5);margin-bottom:16px}
.c-foot ul{list-style:none;display:grid;gap:10px}
.c-foot a:hover{color:#fff}
.c-foot p{color:rgba(228,232,236,.6)}
.legal{padding-top:32px;display:grid;gap:12px;font-size:.78rem;line-height:1.6;color:rgba(228,232,236,.5);max-width:980px}
.legal p{margin:0;color:inherit}
.legal b{color:rgba(228,232,236,.75);font-weight:600}

/* ---------- directory page ---------- */
.d-hero{padding:64px 0 40px;border-bottom:1px solid var(--line)}
.d-hero h1{font-size:clamp(2.5rem,5vw,4.2rem);font-weight:600;letter-spacing:-.03em;margin:14px 0 14px}
.d-hero p{font-size:1.15rem;max-width:56ch}
.d-search{display:grid;grid-template-columns:200px 1fr 220px auto;gap:8px;margin-top:30px;max-width:980px}
.d-bar{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap;padding:24px 0}
.d-pills{display:flex;gap:6px;flex-wrap:wrap}
.d-pill{height:38px;padding:0 14px;border:1.5px solid var(--line);background:#fff;border-radius:2px;font:500 .88rem var(--font-body);color:var(--ink);cursor:pointer}
.d-pill:hover{border-color:var(--ink)}
.d-pill[aria-pressed="true"]{background:var(--ink);border-color:var(--ink);color:#fff}
.d-count{font-size:.9rem;color:var(--muted);margin:0}
.d-notice{border:1px dashed rgba(194,80,42,.5);background:rgba(194,80,42,.05);color:#7a3a1d;padding:12px 16px;font-size:.88rem;margin-top:24px}
.d-empty{border:1px solid var(--line);background:#fff;padding:48px;text-align:center}
.d-empty h3{font-size:1.5rem;margin-bottom:10px}
.d-states{padding:56px 0 96px}
.d-states h2{font-size:1.5rem;font-weight:600;margin-bottom:20px}
.d-states-grid{columns:5 160px;column-gap:24px}
.d-states-grid a{display:block;padding:7px 0;border-bottom:1px solid var(--line);font-size:.92rem;break-inside:avoid;color:var(--gray-700)}
.d-states-grid a:hover{color:var(--terra)}
.d-states-grid span{float:right;color:var(--muted);font-family:var(--mono);font-size:.75rem}

/* ---------- agent profile ---------- */
.crumbs{font-size:.85rem;color:var(--muted);padding-block:22px}
.crumbs a:hover{color:var(--ink)}
.crumbs span{margin:0 8px;color:var(--gray-300)}
.p-head{display:grid;grid-template-columns:1fr 380px;gap:56px;padding-top:12px;padding-bottom:64px;align-items:start}
.p-id{display:flex;gap:30px;align-items:flex-start}
.p-ph{width:168px;height:200px;object-fit:cover;flex-shrink:0;display:flex;align-items:center;justify-content:center;font:600 3rem var(--display);border-radius:2px}
.p-id h1{font-size:clamp(2.3rem,4.4vw,3.6rem);font-weight:600;letter-spacing:-.03em;margin:10px 0 8px}
.p-role{font-size:1.1rem;color:var(--ink);margin:0}
.p-loc{color:var(--muted);margin:4px 0 0}
.p-badges{display:flex;flex-wrap:wrap;gap:0;margin-top:22px;border-top:1px solid var(--line)}
.p-badges div{padding:14px 22px 0 0;margin-right:22px;border-right:1px solid var(--line)}
.p-badges div:last-child{border-right:0}
.p-badges b{display:block;font:600 1.25rem var(--display);color:var(--ink)}
.p-badges span{font-size:.8rem;color:var(--muted)}
.p-actions{display:flex;gap:8px;flex-wrap:wrap;margin-top:28px}
.p-box{background:#fff;border:1px solid var(--line);box-shadow:var(--sh);padding:28px;position:sticky;top:100px}
.p-box h2{font-size:1.4rem;font-weight:600;margin:8px 0 6px}
.p-box p{font-size:.92rem}
.p-box .c-select,.p-box .c-input{margin-bottom:8px}
.p-body{display:grid;grid-template-columns:1fr 380px;gap:56px;padding-bottom:96px}
.p-sec{padding:36px 0;border-top:1px solid var(--line)}
.p-sec:first-child{border-top:1.5px solid var(--ink)}
.p-sec h2{font-size:1.5rem;font-weight:600;margin-bottom:16px;letter-spacing:-.015em}
.p-bio{font-size:1.12rem;line-height:1.7;color:var(--gray-700);max-width:62ch}
.p-cov{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.p-cov a{display:flex;justify-content:space-between;align-items:center;border:1px solid var(--line);background:#fff;padding:16px 18px;font-weight:600}
.p-cov a:hover{border-color:var(--ink)}
.p-cov a span{color:var(--terra);font-size:.85rem}
.tilemap{display:grid;grid-template-columns:repeat(12,1fr);gap:4px;max-width:560px}
.tilemap div{aspect-ratio:1;display:flex;align-items:center;justify-content:center;font:500 .66rem var(--mono);background:var(--bg2);color:#9AA1A8;border-radius:1px}
.tilemap div.on{background:var(--ink);color:#fff}
.tilemap div.home{background:var(--terra);color:#fff}
.map-key{display:flex;gap:18px;font-size:.8rem;color:var(--muted);margin-top:14px}
.map-key i{display:inline-block;width:10px;height:10px;margin-right:6px;vertical-align:-1px}
.p-note{font-size:.8rem;color:var(--muted);margin-top:28px}

/* ---------- quote flow ---------- */
.q-wrap{display:grid;grid-template-columns:340px 1fr;min-height:calc(100vh - 112px)}
.q-side{background:var(--ink);color:#fff;padding:56px 40px;position:relative}
.q-side h1{color:#fff;font-size:2.2rem;font-weight:600;letter-spacing:-.025em;margin:14px 0 14px}
.q-side p{color:rgba(228,232,236,.72);font-size:.95rem}
.q-prog{list-style:none;margin:40px 0;display:grid;gap:0;counter-reset:q}
.q-prog li{counter-increment:q;padding:14px 0;border-top:1px solid rgba(255,255,255,.12);color:rgba(228,232,236,.5);font-size:.92rem;display:flex;gap:14px}
.q-prog li::before{content:"0" counter(q);font-family:var(--mono);font-size:.75rem;padding-top:2px}
.q-prog li.on{color:#fff}
.q-prog li.done{color:rgba(228,232,236,.8)}
.q-prog li.done::before{content:"✓";color:var(--peach)}
.q-assure{font-size:.82rem;color:rgba(228,232,236,.6);border-top:1px solid rgba(255,255,255,.12);padding-top:20px}
.q-main{padding:56px 64px 80px;max-width:860px}
.q-step[hidden]{display:none}
.q-step h2{font-size:clamp(1.8rem,3.2vw,2.5rem);font-weight:600;letter-spacing:-.025em;margin:12px 0 10px}
.q-step > p{font-size:1.05rem;margin-bottom:30px}
.q-opts{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.q-opt{text-align:left;border:1.5px solid var(--line);background:#fff;padding:22px;cursor:pointer;border-radius:2px;font:inherit;color:var(--ink);transition:border-color .15s,background .15s}
.q-opt:hover{border-color:var(--ink)}
.q-opt[aria-pressed="true"]{border-color:var(--ink);box-shadow:inset 0 0 0 1px var(--ink)}
.q-opt b{display:block;font:600 1.2rem var(--display);margin-bottom:6px}
.q-opt span{font-size:.88rem;color:var(--muted)}
.q-chips{display:flex;flex-wrap:wrap;gap:8px}
.q-chip{height:44px;padding:0 16px;border:1.5px solid var(--line);background:#fff;border-radius:2px;font:500 .95rem var(--font-body);color:var(--ink);cursor:pointer}
.q-chip:hover{border-color:var(--ink)}
.q-chip[aria-pressed="true"]{background:var(--ink);color:#fff;border-color:var(--ink)}
.q-field{margin-bottom:26px}
.q-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.q-nav{display:flex;justify-content:space-between;align-items:center;margin-top:36px;padding-top:24px;border-top:1px solid var(--line)}
.q-back{background:none;border:0;font:600 .95rem var(--font-body);color:var(--muted);cursor:pointer}
.q-back:hover{color:var(--ink)}
.q-err{color:var(--terra-d);font-size:.88rem;margin-top:8px}
.q-agent{display:flex;gap:18px;align-items:center;border:1px solid var(--line);background:#fff;padding:18px;margin-bottom:30px}
.q-agent .a-ph{width:64px;height:64px}
.q-agent .mono{color:var(--muted)}
.q-consent{display:grid;grid-template-columns:22px 1fr;gap:12px;font-size:.8rem;line-height:1.55;color:var(--gray-700);background:var(--bg2);padding:16px;margin-top:6px}
.q-consent input{width:18px;height:18px;margin-top:2px;accent-color:var(--ink)}
.q-done{border-top:1.5px solid var(--ink);padding-top:34px}
.q-done .q-agent{margin:26px 0}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}

/* ---------- responsive ---------- */
@media(max-width:1000px){
  .c-hero-grid,.c-head,.se,.band-in,.p-head,.p-body{grid-template-columns:1fr;gap:40px}
  .cov-row{grid-template-columns:60px 1fr;gap:12px 20px}
  .cov-row > p,.cov-row > div:not(.cov-n){grid-column:2}
  .cov-go{justify-self:start;grid-column:2}
  .a-grid{grid-template-columns:1fr 1fr}
  .c-foot-grid{grid-template-columns:1fr 1fr}
  .d-search{grid-template-columns:1fr 1fr}
  .q-wrap{grid-template-columns:1fr}
  .q-side{padding:36px 28px}
  .q-prog{display:none}
  .q-main{padding:40px 28px 72px}
  .p-box{position:static}
}
@media(max-width:640px){
  .container{padding:0 16px}
  .c-hero{padding:44px 0 56px}
  .c-proof{display:grid;grid-template-columns:repeat(3,1fr)}
  .c-proof div{padding:14px 10px 0 0;margin-right:10px}
  .c-proof b{font-size:1.35rem}
  .c-proof span{font-size:.75rem}
  .steps3{grid-template-columns:1fr}
  .step3,.step3 + .step3{padding:24px 0;margin:0;border-left:0;border-top:1px solid var(--line)}
  .se-list{grid-template-columns:1fr;padding:28px}
  .se-list div:nth-child(odd){padding-right:0}
  .a-grid,.q-opts,.q-row,.p-cov,.d-search,.seg{grid-template-columns:1fr}
  .c-foot-grid{grid-template-columns:1fr}
  .p-id{flex-direction:column;gap:20px}
  .p-ph{width:120px;height:144px}
  .strip-tools{width:100%}
  .strip-tools .c-input{flex:1;width:auto}
  .c-sec{padding:64px 0}
}

/* demo-mode badge (only when the server functions aren't running) */
.demo-badge{position:fixed;left:16px;bottom:calc(16px + env(safe-area-inset-bottom,0px));z-index:60;background:var(--ink);color:rgba(228,232,236,.85);font-size:.8rem;padding:9px 14px;border-radius:2px;box-shadow:var(--sh);max-width:calc(100% - 32px)}
.demo-badge b{color:var(--peach);font-family:var(--mono);font-weight:500;letter-spacing:.1em;text-transform:uppercase;font-size:.7rem;margin-right:8px}